:root {
  --navy: #071a2f;
  --navy-soft: #0d2949;
  --yellow: #ffd84d;
  --paper: #f4f6f8;
  --white: #fff;
  --ink: #102033;
  --muted: #66758a;
  --line: #d8e0e8;
  --green: #0f7b5a;
  --red: #a83333;
  --cond: "Inter Tight", sans-serif;
  --sans: "Inter Tight", sans-serif;
}

* { box-sizing: border-box; }
html { color-scheme: light; scroll-behavior: smooth; }
body { margin: 0; min-height: 100vh; color: var(--ink); background: var(--paper); font-family: var(--sans); }
button, input, select { font: inherit; }
button, summary, select { cursor: pointer; }
:focus-visible { outline: 3px solid var(--yellow); outline-offset: 3px; }

.hero {
  min-height: 300px;
  padding: 30px max(24px, calc((100vw - 1180px) / 2));
  color: white;
  background:
    linear-gradient(115deg, rgba(255,216,77,.13), transparent 36%),
    repeating-linear-gradient(90deg, transparent 0 79px, rgba(255,255,255,.035) 80px),
    var(--navy);
}
.brand { display: inline-flex; width: 190px; height: 34px; }
.brand img { width: 100%; height: 100%; object-fit: contain; object-position: left; }
.hero-copy { max-width: 760px; padding: 58px 0 40px; }
.kicker { margin: 0 0 10px; color: var(--yellow); font: 600 15px var(--sans); letter-spacing: .12em; text-transform: uppercase; }
.kicker.dark { color: #000; }
.hero h1 { margin: 0; max-width: 13ch; font: 600 clamp(46px, 7vw, 84px)/.88 var(--sans); letter-spacing: -.025em; text-transform: uppercase; }
.hero p:last-child { max-width: 610px; margin: 22px 0 0; color: #647083; font-size: 18px; line-height: 1.5; }

.layout { display: grid; grid-template-columns: 360px minmax(0, 1fr); gap: 30px; width: min(1180px, calc(100% - 40px)); margin: -34px auto 64px; align-items: start; }
.control-panel { position: sticky; top: 18px; }
#calculator-form, .assumptions { border: 1px solid var(--line); background: var(--white); box-shadow: var(--pop-card-shadow); }
#calculator-form { padding: 25px; border-radius: 12px; }
.control-panel h2, .results h2, .learn h2 { margin: 0; font: 600 29px/1 var(--sans); text-transform: uppercase; }
fieldset { min-width: 0; margin: 20px 0 0; padding: 0; border: 0; }
legend, .field > span:first-child, .custom-date > span, .sort > span { display: block; margin-bottom: 8px; color: #000; font-size: 13px; font-weight: 600; }
.mode-switch { display: grid; grid-template-columns: 1fr 1fr; gap: 4px; padding: 4px; border-radius: 12px; background: #f5f9fc; }
.mode-switch legend { position: absolute; width: 1px; height: 1px; overflow: hidden; clip: rect(0 0 0 0); }
.mode-switch input { position: absolute; opacity: 0; }
.mode-switch span { display: block; padding: 10px; border-radius: 9px; color: var(--muted); text-align: center; font-weight: 600; }
.mode-switch input:checked + span { color: var(--navy); background: white; box-shadow: var(--pop-card-shadow); }
.field { display: block; margin-top: 20px; }
.money-input { display: flex; align-items: center; overflow: hidden; border: 1px solid #d7dfee; border-radius: 12px; background: #fff; }
.money-input input { width: 100%; min-width: 0; padding: 13px 15px; border: 0; outline: 0; color: var(--navy); background: transparent; font-size: 23px; font-weight: 600; }
.money-input input:disabled { color: var(--muted); cursor: not-allowed; }
.money-input b { padding: 0 14px; color: var(--muted); }
.preset-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 7px; }
.preset-grid button { min-height: 42px; border: 1px solid var(--line); border-radius: 9px; color: #647083; background: white; font-size: 12px; font-weight: 600; }
.preset-grid button.active { color: var(--navy); border-color: var(--yellow); background: #f5f9fc; box-shadow: inset 0 0 0 1px var(--yellow); }
.horizon-slider { display: block; margin-top: 15px; padding: 12px 13px 10px; border: 1px solid #d7dfee; border-radius: 12px; background: #fff; }
.horizon-slider[hidden] { display: none; }
.horizon-slider-head, .horizon-scale { display: flex; align-items: baseline; justify-content: space-between; gap: 12px; }
.horizon-slider-head { color: #000; font-size: 12px; font-weight: 600; }
.horizon-slider-head output { color: var(--navy); font: 600 22px var(--sans); }
.horizon-slider input { width: 100%; margin: 9px 0 5px; accent-color: #002092; }
.horizon-scale { color: #647083; font-size: 10px; }
.custom-date { display: grid; grid-template-columns: auto 1fr; align-items: center; gap: 10px; margin-top: 10px; }
.custom-date span { margin: 0; }
.custom-date input { width: 100%; padding: 9px; border: 1px solid var(--line); border-radius: 9px; color: var(--ink); background: white; }
.field-note { margin: 8px 0 0; color: #647083; font-size: 12px; line-height: 1.45; }
.inflation-presets { display: grid; grid-template-columns: repeat(3, 1fr); gap: 7px; margin-top: 8px; }
.inflation-presets button { min-height: 36px; border: 1px solid var(--line); border-radius: 9px; color: #647083; background: white; font-size: 12px; font-weight: 600; }
.inflation-presets button.active { color: var(--navy); border-color: var(--yellow); background: #f5f9fc; box-shadow: inset 0 0 0 1px var(--yellow); }
.inflation-note { margin-top: 6px; }
.advanced-options { margin-top: 18px; border: 1px solid #d7dfee; border-radius: 12px; background: #fff; }
.advanced-options > summary { padding: 14px; color: var(--navy); font-size: 13px; font-weight: 600; }
.advanced-options[open] > summary { border-bottom: 1px solid var(--line); }
.advanced-body { padding: 2px 14px 15px; }
.advanced-section { margin-top: 14px; }
.ike-section { margin-top: 14px; padding: 14px; border: 1px solid #d7dfee; border-radius: 12px; background: white; }
.ike-section h3 { margin: 0; color: var(--navy); font: 600 21px/1.08 var(--sans); }
.ike-toggle { display: flex; align-items: center; gap: 9px; margin-top: 11px; color: var(--navy); font-size: 13px; font-weight: 600; }
.ike-toggle input, .ike-exit-choice input, .ike-qualified-confirmation input { accent-color: #002092; }
.ike-settings-panel { margin-top: 13px; padding-top: 1px; border-top: 1px solid var(--line); }
.ike-settings-panel[hidden] { display: none; }
.ike-qualified-confirmation[hidden], .advanced-section[hidden],
.family-options[hidden] { display: none; }
.ike-series-chips { grid-template-columns: repeat(5, 1fr); }
.ike-exit-settings { margin-top: 15px; }
.ike-exit-choice { display: grid; grid-template-columns: auto minmax(0, 1fr); align-items: start; gap: 9px; margin-top: 10px; color: #647083; font-size: 12px; line-height: 1.4; }
.ike-qualified-confirmation { margin-top: 11px; padding: 1px 11px 11px; border-left: 3px solid var(--yellow); border-radius: 0 9px 9px 0; background: #f5f9fc; }
.series-chips { display: grid; grid-template-columns: repeat(4, 1fr); gap: 6px; }
.series-chips input { position: absolute; opacity: 0; }
.series-chips span { display: block; padding: 8px 4px; border: 1px solid #d7dfee; border-radius: 9px; color: #647083; background: white; text-align: center; font: 600 12px var(--sans); }
.series-chips input:checked + span { color: var(--navy); border-color: #ffb21b; background: #f5f9fc; box-shadow: inset 0 0 0 1px var(--yellow); }
.series-chips input:focus-visible + span { outline: 3px solid var(--yellow); outline-offset: 2px; }
.scenario-group { margin-top: 14px; padding-top: 14px; border-top: 1px solid var(--line); }
.scenario-group h3 { margin: 0; color: var(--navy); font: 600 21px/1 var(--sans); }
.scenario-group > p { margin: 5px 0 0; color: var(--muted); font-size: 11px; line-height: 1.4; }
.annual-switch { display: flex; align-items: center; gap: 8px; margin-top: 11px; color: #000; font-size: 12px; font-weight: 600; }
.annual-switch input, .deposit-choice input { accent-color: #002092; }
.annual-rows { display: grid; gap: 7px; margin-top: 10px; }
.annual-rows[hidden] { display: none; }
.annual-row { display: grid; grid-template-columns: minmax(0, 1fr) 88px; align-items: center; gap: 8px; padding: 8px; border: 1px solid #d7dfee; border-radius: 9px; background: white; }
.annual-row-text { min-width: 0; color: #647083; font-size: 10px; line-height: 1.35; }
.annual-row-text strong { display: block; color: var(--navy); font-size: 12px; }
.annual-rate { display: flex; align-items: center; overflow: hidden; border: 1px solid #d7dfee; border-radius: 9px; }
.annual-rate input { width: 100%; min-width: 0; padding: 7px; border: 0; outline: 0; color: var(--navy); background: transparent; text-align: right; font-weight: 600; }
.annual-rate b { padding-right: 7px; color: var(--muted); font-size: 11px; }
.deposit-choice { margin-top: 12px; }
.scenario-storage-actions { display: grid; grid-template-columns: 1fr 1fr; gap: 7px; margin-top: 16px; }
.scenario-storage-actions button { padding: 9px 7px; border: 1px solid #d7dfee; border-radius: 9px; color: var(--navy); background: white; font-size: 11px; font-weight: 600; }
.storage-status { min-height: 17px; }
.storage-status.error { color: var(--red); }
.storage-status.success { color: var(--green); }
.family-options { margin-top: 18px; padding: 13px 14px; border: 1px solid var(--line); border-radius: 12px; background: #fff; }
.family-options summary { color: #000; font-size: 13px; font-weight: 600; }
.check { display: grid; grid-template-columns: auto 1fr; gap: 9px; margin-top: 13px; color: var(--muted); font-size: 12px; line-height: 1.35; }
.compact { margin-top: 13px; }
.compact .money-input input { padding: 9px 11px; font-size: 17px; }
.family-estimator { margin-top: 14px; padding-top: 13px; border-top: 1px solid var(--line); }
.family-estimator > summary { color: #002092; }
.family-count { display: grid; grid-template-columns: 1fr 74px; align-items: center; gap: 10px; margin-top: 13px; color: #000; font-size: 12px; font-weight: 600; }
.family-count input, .family-date-field input { width: 100%; padding: 9px; border: 1px solid var(--line); border-radius: 9px; color: var(--ink); background: white; }
.family-child { display: grid; grid-template-columns: 1fr 1fr; gap: 9px; margin-top: 13px; padding: 11px; border: 1px solid var(--line); border-radius: 9px; }
.family-child legend { grid-column: 1 / -1; margin: 0; color: var(--navy); }
.family-date-field span { display: block; margin-bottom: 5px; color: var(--muted); font-size: 11px; font-weight: 600; }
.family-estimate-actions { display: grid; grid-template-columns: 1fr 1fr; gap: 7px; margin-top: 13px; }
.family-estimate-actions button { padding: 9px; border: 1px solid #ffb21b; border-radius: 9px; color: var(--navy); background: #f5f9fc; font-size: 11px; font-weight: 600; }
.family-estimate-actions button:disabled { cursor: not-allowed; opacity: .5; }
.family-estimate-result { margin: 10px 0 0; color: var(--muted); font-size: 12px; line-height: 1.45; }
.family-estimate-result.success { color: var(--green); }
.family-estimate-result.error { color: var(--red); }
.calculate { width: 100%; margin-top: 20px; padding: 14px; border: 0; border-radius: 12px; color: #000; background: var(--yellow); box-shadow: var(--pop-card-shadow); font-weight: 600; transition: transform .14s, box-shadow .14s; }
.calculate:hover { transform: translateY(2px); box-shadow: var(--pop-card-shadow); }
.form-error { margin: 14px 0 0; padding: 10px; border-radius: 9px; color: var(--red); background: #fff; font-size: 13px; }
.assumptions { margin-top: 12px; padding: 14px 17px; border-radius: 12px; box-shadow: none; }
.assumptions summary, .legal summary, .learn summary { color: #000; font-weight: 600; }
.assumptions p, .legal p, .learn p { color: var(--muted); font-size: 13px; line-height: 1.55; }

.results { min-width: 0; padding: 42px 0 0; }
.results-head { display: flex; align-items: end; justify-content: space-between; gap: 18px; margin-bottom: 16px; }
.sort { display: flex; align-items: center; gap: 8px; }
.sort span { margin: 0; white-space: nowrap; }
.sort select { max-width: 170px; padding: 8px 28px 8px 10px; border: 1px solid var(--line); border-radius: 9px; background: white; color: var(--ink); }
.result-note { margin-bottom: 13px; padding: 11px 14px; border-left: 4px solid var(--yellow); border-radius: 0 9px 9px 0; color: #000; background: #f5f9fc; font-size: 13px; }
.comparison-chart { min-width: 0; margin-bottom: 13px; padding: 28px; overflow: hidden; border: 1px solid var(--line); border-radius: 12px; background: white; box-shadow: var(--pop-card-shadow); }
.comparison-chart-head { margin-bottom: 0; }
.comparison-chart h3 { margin: 0; color: var(--navy); font: 600 31px/1.08 var(--sans); text-transform: none; }
.comparison-chart-intro { margin: 10px 0 0; color: #647083; font-size: 15px; line-height: 1.5; }
.comparison-chart-context { display: flex; flex-wrap: wrap; gap: 9px; margin: 18px 0; }
.comparison-chart-context span { padding: 7px 10px; border-radius: 9px; color: #000; background: #f5f9fc; font-size: 12px; }
.comparison-chart-legend { display: flex; flex-wrap: wrap; gap: 18px; margin: 21px 0 5px; color: #000; font-size: 12px; font-weight: 600; }
.comparison-chart-legend span { display: flex; align-items: center; gap: 7px; }
.profit-key { width: 12px; height: 12px; border-radius: 9px; background: #089981; }
.threshold-key { width: 24px; height: 0; border-top: 2px dashed #cb2e3b; }
.comparison-chart-scroll { margin: 10px -5px 0; overflow-x: auto; }
#comparison-chart-plot svg { display: block; width: 100%; min-width: 720px; height: auto; }
.comparison-chart-scroll-note { display: block; margin: 10px 0 0; color: #647083; font-size: 11px; }
.chart-grid-line { fill: none; stroke: #d7dfee; stroke-width: 1; }
.chart-axis-label { fill: #647083; font-size: 12px; }
.chart-bar-positive { fill: #089981; }
.chart-bar-family-positive { fill: #002092; }
.chart-bar-negative { fill: #cb2e3b; }
.chart-family-projection { cursor: pointer; }
.chart-family-projection:focus { outline: none; }
.chart-family-projection:focus .chart-bar-family-positive,
.chart-family-projection:hover .chart-bar-family-positive { stroke: #002092; stroke-width: 3; }
.chart-bar-value { fill: #000; font-size: 14px; font-weight: 600; }
.chart-bar-value.inside { fill: white; }
.chart-zero-line { fill: none; stroke: #d7dfee; stroke-width: 1; }
.chart-threshold-line { fill: none; stroke: #cb2e3b; stroke-width: 2; }
.chart-threshold-box { fill: #f5f9fc; }
.chart-threshold-text { fill: #cb2e3b; font-size: 12px; font-weight: 600; }
.chart-family-label { fill: var(--navy); font: 600 18px var(--sans); }
.chart-family-kind { fill: #647083; font-size: 10px; font-weight: 600; text-transform: uppercase; }
.chart-status-label, .chart-difference-label { fill: #647083; font-size: 10px; }
.chart-family-info { position: relative; margin-top: 12px; padding: 13px 116px 13px 15px; border: 1px solid #d7dfee; border-left: 4px solid #d7dfee; border-radius: 0 9px 9px 0; color: #000; background: #f5f9fc; font-size: 12px; line-height: 1.5; }
.chart-family-info p { margin: 0; }
.chart-family-info a { display: inline-block; margin-top: 6px; color: #002092; font-weight: 600; }
.chart-family-info-close { position: absolute; top: 12px; right: 12px; padding: 7px 9px; border: 1px solid #d7dfee; border-radius: 9px; color: #000; background: white; font-size: 11px; font-weight: 600; }
.comparison-chart-reading { margin-top: 11px; padding: 13px 15px; border-left: 4px solid var(--yellow); border-radius: 0 9px 9px 0; color: #000; background: #f5f9fc; font-size: 13px; line-height: 1.5; }
.comparison-chart-reading span { display: block; margin-top: 7px; }
.comparison-chart-summary { display: flex; flex-wrap: wrap; gap: 27px; margin-top: 20px; padding-top: 17px; border-top: 1px solid #d7dfee; }
.comparison-chart-summary p { margin: 0; color: #647083; font-size: 12px; }
.comparison-chart-summary strong { display: block; margin-top: 3px; color: var(--navy); font: 600 21px var(--sans); }
.comparison-chart-foot { margin: 15px 0 0; color: #647083; font-size: 11px; line-height: 1.45; }
.cards { display: grid; grid-template-columns: repeat(2, minmax(0, 1fr)); gap: 13px; }
.bond-card { position: relative; min-height: 210px; overflow: hidden; padding: 20px; border: 1px solid var(--line); border-radius: 12px; background: white; box-shadow: var(--pop-card-shadow); transition: transform .18s, box-shadow .18s; }
.bond-card:hover { transform: translateY(-2px); box-shadow: var(--pop-card-shadow); }
.bond-card::after { content: attr(data-family); position: absolute; right: -5px; bottom: -25px; color: #000; font: 600 90px/1 var(--sans); }
.bond-card h3 { position: relative; z-index: 1; margin: 0 0 7px; color: var(--navy); font: 600 36px/1 var(--sans); }
.bond-card p { position: relative; z-index: 1; margin: 0; color: var(--muted); font-size: 13px; line-height: 1.45; }
.card-top { position: relative; z-index: 1; display: flex; align-items: center; flex-wrap: wrap; gap: 6px; margin-bottom: 8px; }
.bond-card .value { position: relative; z-index: 1; margin: 20px 0 5px; color: var(--navy); font: 600 30px/1 var(--sans); }
.bond-card .value-label { color: #647083; font-size: 11px; }
.bond-card .profit { position: relative; z-index: 1; color: var(--green); font-size: 13px; font-weight: 600; }
.bond-card .reason { margin-top: 5px; }
.bond-card .meta { position: relative; z-index: 1; display: grid; grid-template-columns: 1fr 1fr; gap: 8px; margin-top: 15px; padding-top: 13px; border-top: 1px solid #d7dfee; color: var(--muted); font-size: 11px; }
.metric { display: grid; gap: 2px; min-width: 0; }
.metric strong { overflow-wrap: anywhere; color: #000; font-weight: 600; }
.bond-card .status { display: inline-flex; position: relative; z-index: 1; padding: 5px 8px; border-radius: 9999px; color: #000; background: #f5f9fc; font-size: 10px; font-weight: 600; text-transform: uppercase; }
.bond-card.blocked .value { color: var(--muted); font-size: 23px; }
.family { border-top: 4px solid #d7dfee; }
.deposit { border-top: 4px solid var(--yellow); background: var(--pop-surface); }
.ike-card { border-top: 4px solid #002092; background: var(--pop-surface); }
.ike-pill { display: inline-block; padding: 5px 8px; border-radius: 9999px; color: #002092; background: #f5f9fc; font-size: 10px; font-weight: 600; }
.ike-payout { margin: 7px 0 0; color: #647083; font-size: 12px; font-weight: 600; }
.family-pill { display: inline-block; padding: 5px 8px; border-radius: 9999px; color: var(--green); background: #f5f9fc; font-size: 10px; font-weight: 600; }
.card-details { position: relative; z-index: 1; margin-top: 13px; color: #000; font-size: 12px; }
.card-details summary { font-weight: 600; }
.card-details p { margin-top: 8px; }
.card-details .checked { color: #647083; font-size: 11px; }
.sources { display: flex; flex-wrap: wrap; gap: 6px 12px; margin-top: 9px; }
.sources a { color: #002092; font-weight: 600; text-underline-offset: 2px; }
.skeleton { min-height: 140px; }
.skeleton p { max-width: 28ch; }
.learn, .legal { margin-top: 24px; padding: 24px; border: 1px solid var(--line); border-radius: 12px; background: white; }
.learn details { padding: 15px 0; border-bottom: 1px solid var(--line); }
.learn details:last-child { padding-bottom: 0; border: 0; }
.legal { color: var(--muted); background: transparent; box-shadow: none; }

@media (max-width: 900px) {
  .layout { grid-template-columns: 310px minmax(0, 1fr); }
  .cards { grid-template-columns: 1fr; }
  .family-child, .family-estimate-actions { grid-template-columns: 1fr; }
}
@media (min-width: 761px) and (max-width: 1100px) {
  .layout { display: block; width: calc(100% - 40px); }
  .control-panel { position: static; margin-bottom: 30px; }
  .results { padding-top: 0; }
  .comparison-chart { width: 100%; }
}
@media (max-width: 760px) {
  .hero { min-height: 255px; padding: 22px 20px 50px; }
  .hero-copy { padding: 45px 0 10px; }
  .hero h1 { font-size: 52px; }
  .hero p:last-child { font-size: 15px; }
  .layout { display: block; width: min(100% - 24px, 560px); margin-top: -28px; }
  .control-panel { position: static; }
  .results { padding-top: 36px; }
  .results-head { align-items: start; flex-direction: column; }
  .comparison-chart { padding: 20px 14px; }
  .comparison-chart h3 { font-size: 27px; }
  .chart-family-info { padding-right: 15px; padding-bottom: 52px; }
  .chart-family-info-close { top: auto; right: auto; bottom: 12px; left: 15px; }
  .comparison-chart-scroll-note { display: block; }
  .comparison-chart-legend { gap: 10px; }
  .cards { grid-template-columns: 1fr; }
  .series-chips { grid-template-columns: repeat(4, 1fr); }
}

/* Zwarty wynik zgodny z kierunkiem makiety POP */
.result-assumptions {
  display: grid;
  grid-template-columns: 190px minmax(0, 1fr) auto;
  align-items: center;
  gap: 20px;
  margin-bottom: 26px;
  padding: 17px 20px;
  border: 0;
  background: #f5f9fc;
}
.result-assumptions[hidden] { display: none; }
.section-label { margin: 0 0 5px; color: #647083; font-size: 10px; font-weight: 600; letter-spacing: .08em; text-transform: uppercase; }
.result-assumptions h2, .section-heading h3 { margin: 0; color: #000; font: 600 24px/1.05 var(--sans); }
.result-assumption-items { display: grid; grid-template-columns: repeat(4, minmax(0, 1fr)); gap: 0; }
.result-assumption-items p { margin: 0; padding: 3px 14px; border-left: 1px solid #d7dfee; }
.result-assumption-items span, .winner-breakdown-items span { display: block; color: #647083; font-size: 10px; }
.result-assumption-items strong, .winner-breakdown-items strong { display: block; margin-top: 3px; color: #000; font-size: 13px; }
.result-assumptions button {
  min-height: 42px;
  padding: 10px 14px;
  border: 0;
  border-radius: 0;
  color: #000;
  background: var(--yellow);
  font-weight: 600;
  box-shadow: none;
}
.result-overview { display: grid; grid-template-columns: minmax(0, 1fr) 280px; align-items: start; gap: 16px; }
.result-main { min-width: 0; }
.winner-summary { margin-bottom: 12px; padding: 18px 20px; border: 0; border-top: 4px solid var(--yellow); border-radius: 0; background: #fff; }
.winner-answer { max-width: 680px; margin: 0 0 10px; color: #000; font-size: 14px; line-height: 1.45; }
.winner-summary h3 { font-size: 30px; }
.winner-value-label { margin: 13px 0 3px; color: #647083; font-size: 10px; font-weight: 600; text-transform: uppercase; }
.winner-value { margin: 0 0 14px; font-size: clamp(39px, 4vw, 54px); }
.winner-metrics { grid-template-columns: repeat(4, 1fr); }
.winner-metrics p { padding: 10px 12px; }
.winner-metrics strong { font-size: 15px; }
.winner-explanation { margin-top: 12px; font-size: 12px; }
.bond-ranking { margin: 0; padding: 17px; border-radius: 0; }
.bond-ranking h3 { margin-bottom: 12px; font-size: 22px; }
#ranking-list { grid-template-columns: repeat(4, minmax(0, 1fr)); gap: 8px; background: transparent; }
.ranking-card { min-width: 0; padding: 12px; border: 1px solid #d7dfee; background: #fff; }
.ranking-card.recommended { border: 2px solid #089981; background: #f5f9fc; }
.ranking-card-top { display: flex; min-height: 24px; align-items: center; justify-content: space-between; gap: 5px; }
.ranking-position { width: 23px; height: 23px; border-radius: 0; font-size: 11px; }
.ranking-recommendation { color: #089981; font-size: 8px; font-weight: 600; text-transform: uppercase; }
.ranking-card h4 { margin: 9px 0 0; color: #000; font: 600 27px/1 var(--sans); }
.ranking-term { min-height: 15px; margin: 2px 0 12px; color: #647083; font-size: 10px; }
.ranking-value-label { display: block; color: #647083; font-size: 9px; text-transform: uppercase; }
.ranking-value { display: block; margin: 3px 0 7px; color: #000; font: 600 20px/1 var(--sans); }
.ranking-profit, .ranking-inflation { display: block; margin-top: 4px; color: #089981; font-size: 9px; line-height: 1.3; }
.ranking-inflation.negative { color: #cb2e3b; }
.partner-cta { display: flex; min-width: 0; margin-bottom: 0; padding: 22px; align-items: flex-start; flex-direction: column; justify-content: flex-start; gap: 11px; border: 0; border-radius: 0; background: #f5f9fc; }
.partner-label { color: #647083 !important; font-size: 9px !important; font-weight: 600; letter-spacing: .08em; text-transform: uppercase; }
.partner-cta h3 { margin: 0; color: #000; font: 600 27px/1.05 var(--sans); }
.partner-cta p { margin: 0; }
.partner-cta a { width: 100%; margin-top: 5px; padding: 14px 10px; border: 0; border-radius: 0; box-shadow: none; }
.deposit-result, .winner-breakdown, .money-timeline {
  margin-top: 16px;
  padding: 18px 20px;
  border: 0;
  border-top: 1px solid #d7dfee;
  border-radius: 0;
  background: #fff;
}
.deposit-result[hidden], .winner-breakdown[hidden], .money-timeline[hidden] { display: none; }
.deposit-result { display: grid; grid-template-columns: 210px minmax(0, 1fr); align-items: center; gap: 18px; }
.deposit-result h3 { margin: 0; font-size: 23px; }
.deposit-comparison-card { display: grid; grid-template-columns: minmax(180px, 1.3fr) repeat(3, minmax(110px, 1fr)); align-items: center; gap: 12px; padding: 12px 15px; background: #f5f9fc; }
.deposit-comparison-card span, .deposit-copy { color: #647083; font-size: 10px; line-height: 1.35; }
.deposit-value { color: #000; font: 600 21px/1 var(--sans); }
.section-heading { margin-bottom: 14px; }
.winner-breakdown-items { display: grid; grid-template-columns: repeat(auto-fit, minmax(125px, 1fr)); border-top: 1px solid #d7dfee; border-bottom: 1px solid #d7dfee; }
.winner-breakdown-items p { margin: 0; padding: 12px; border-right: 1px solid #d7dfee; }
.winner-breakdown-items p:last-child { border-right: 0; background: #f5f9fc; }
.winner-fee-note { margin: 12px 0 0; color: #647083; font-size: 11px; line-height: 1.45; }
.money-timeline ol { display: grid; grid-template-columns: repeat(3, 1fr); gap: 0; margin: 0; padding: 0; list-style: none; counter-reset: timeline; }
.money-timeline li { position: relative; min-width: 0; padding: 13px 18px 13px 42px; border-top: 3px solid #089981; background: #fff; counter-increment: timeline; }
.money-timeline li::before { content: counter(timeline); position: absolute; top: 12px; left: 13px; color: #000; font-weight: 600; }
.money-timeline li + li { border-left: 6px solid #fff; }
.timeline-date { color: #089981; font-size: 10px; font-weight: 600; }
.money-timeline li p { margin: 5px 0 0; color: #000; font-size: 11px; line-height: 1.45; }
.date-methodology { margin-top: 10px; border-top: 1px solid #d7dfee; }
.date-methodology summary { padding: 12px 0 6px; color: #000; font-size: 11px; font-weight: 600; }
.date-methodology p { margin: 3px 0 0; color: #647083; font-size: 11px; line-height: 1.55; }

@media (max-width: 980px) {
  .result-assumptions { grid-template-columns: 1fr; gap: 12px; }
  .result-assumption-items { grid-template-columns: repeat(2, 1fr); }
  .result-assumption-items p { padding: 7px 10px; border-left: 0; border-top: 1px solid #d7dfee; }
  .result-overview { grid-template-columns: 1fr; }
  .partner-cta { min-height: 0; }
}

@media (max-width: 760px) {
  .result-assumptions { margin-bottom: 20px; padding: 15px; }
  .result-assumptions button { width: 100%; }
  .winner-summary { padding: 17px 14px; }
  .winner-metrics { grid-template-columns: repeat(2, 1fr); }
  .winner-metrics p { border-right: 0; border-bottom: 1px solid #d7dfee; }
  .winner-value { font-size: 42px; }
  .bond-ranking { padding: 14px 0; border-right: 0; border-left: 0; }
  .bond-ranking h3 { padding: 0 14px; }
  #ranking-list { display: flex; overflow-x: auto; gap: 8px; padding: 0 14px 9px; scroll-snap-type: x mandatory; }
  .ranking-card { flex: 0 0 205px; scroll-snap-align: start; }
  .partner-cta { padding: 20px; }
  .deposit-result { display: block; padding: 17px 0; }
  .deposit-result h3 { padding: 0 14px 12px; }
  .deposit-comparison-card { grid-template-columns: 1fr 1fr; margin: 0 14px; }
  .deposit-copy { grid-column: 1 / -1; }
  .winner-breakdown, .money-timeline { padding: 17px 14px; }
  .winner-breakdown-items { grid-template-columns: 1fr 1fr; }
  .winner-breakdown-items p { border-bottom: 1px solid #d7dfee; }
  .winner-breakdown-items p:last-child { grid-column: 1 / -1; }
  .money-timeline ol { grid-template-columns: 1fr; }
  .money-timeline li + li { border-left: 0; border-top: 5px solid #fff; }
}
@media (prefers-reduced-motion: reduce) {
  html { scroll-behavior: auto; }
  *, *::before, *::after { transition: none !important; animation: none !important; }
}

/* Widok dopasowany do portalu Praktycznie o Pieniądzach i referencji kalkulatora. */
.visually-hidden {
  position: absolute !important;
  width: 1px !important;
  height: 1px !important;
  padding: 0 !important;
  margin: -1px !important;
  overflow: hidden !important;
  clip: rect(0, 0, 0, 0) !important;
  white-space: nowrap !important;
  border: 0 !important;
}

body { color: #000; background: #fff; }
.hero {
  display: block;
  min-height: 0;
  padding: 0;
  color: #000;
  background: #f5f9fc;
}
.site-topbar {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 32px;
  min-height: 76px;
  padding: 15px max(24px, calc((100vw - 1240px) / 2));
  background: #fff;
}
.brand { width: 205px; height: 42px; }
.portal-nav { display: flex; align-items: center; gap: 31px; }
.portal-nav a {
  color: #000;
  font-size: 14px;
  font-weight: 600;
  text-decoration: none;
}
.portal-nav a:hover { color: #002092; }
.hero-main {
  display: grid;
  grid-template-columns: minmax(0, 1fr) minmax(300px, 430px);
  gap: 32px;
  width: min(1240px, calc(100% - 48px));
  min-height: 340px;
  margin: 0 auto;
  overflow: hidden;
}
.hero-copy { align-self: center; max-width: 830px; padding: 24px 0 48px; }
.breadcrumbs { margin: 0 0 22px; color: #647083; font-size: 12px; }
.breadcrumbs span { margin: 0 8px; color: #647083; }
.kicker { margin-bottom: 10px; color: #002092; font: 600 12px var(--sans); letter-spacing: .08em; }
.hero h1 {
  max-width: none;
  margin: 0;
  color: #000;
  font: 600 clamp(48px, 4.35vw, 64px)/.92 var(--sans);
  letter-spacing: -.025em;
  text-transform: uppercase;
}
@media (min-width: 1101px) {
  .hero h1 { white-space: nowrap; }
}
.hero-copy > p:not(.kicker):not(.breadcrumbs) {
  max-width: 720px;
  margin: 13px 0 0;
  color: #000;
  font-size: 17px;
  line-height: 1.42;
}
.hero-benefits {
  display: flex;
  flex-wrap: wrap;
  gap: 26px;
  margin: 22px 0 0;
  padding: 0;
  list-style: none;
}
.hero-benefits li { display: flex; align-items: center; gap: 9px; color: #000; font-size: 13px; font-weight: 600; }
.hero-benefits span {
  display: grid;
  width: 30px;
  height: 30px;
  place-items: center;
  border-radius: 9999px;
  color: #000;
  background: var(--yellow);
  font-weight: 600;
}
.hero-portrait {
  align-self: end;
  width: 100%;
  max-height: 315px;
  object-fit: cover;
  object-position: 50% 14%;
}

.layout { display: block; width: min(1240px, calc(100% - 48px)); margin: -20px auto 64px; }
.control-panel { position: static; }
#calculator-form {
  padding: 0;
  border: 0;
  border-radius: 0;
  background: transparent;
  box-shadow: none;
}
.primary-grid {
  display: grid;
  grid-template-columns: 1.05fr 1.25fr 1.05fr 210px;
  align-items: stretch;
  gap: 0;
  margin: 0;
  overflow: hidden;
  border: 1px solid #d7dfee;
  border-radius: 9px;
  background: #fff;
  box-shadow: var(--pop-card-shadow);
}
.primary-step {
  min-width: 0;
  padding: 19px 20px 18px;
  border: 0;
  border-right: 1px solid #d7dfee;
  border-radius: 0;
  background: #fff;
}
.primary-step h3 { display: flex; align-items: center; gap: 9px; margin: 0; color: #000; font-size: 14px; font-weight: 600; }
.primary-step h3 span { display: grid; width: 25px; height: 25px; place-items: center; border-radius: 9999px; background: var(--yellow); font-weight: 600; }
.primary-step .mode-switch, .primary-step .field, .primary-step .horizon { margin-top: 12px; }
.mode-switch { display: grid; grid-template-columns: 1fr 1fr; gap: 5px; padding: 0; border-radius: 0; background: transparent; }
.mode-switch span { padding: 7px 8px; border-radius: 9px; color: #000; background: #f5f9fc; font-size: 12px; font-weight: 600; }
.mode-switch input:checked + span { color: #000; background: var(--yellow); box-shadow: none; }
.money-input { border: 1px solid #d7dfee; border-radius: 9px; background: #fff; }
.primary-step .money-input input { padding: 10px 11px; font-size: 22px; }
.preset-grid { gap: 4px; }
.primary-step .preset-grid { grid-template-columns: repeat(5, minmax(0, 1fr)); }
.preset-grid button {
  min-height: 36px;
  padding: 5px 3px;
  border: 0;
  border-radius: 9px;
  color: #000;
  background: #f5f9fc;
  font-size: 11px;
  font-weight: 600;
}
.preset-grid button.active { color: #000; border: 0; background: var(--yellow); box-shadow: none; }
.horizon-slider { margin-top: 12px; padding: 10px 11px 8px; border: 0; border-radius: 9px; background: #f5f9fc; }
.horizon-slider-head output { font-size: 20px; }
.custom-date-options, .custom-inflation-options { margin-top: 9px; color: #000; font-size: 11px; font-weight: 600; }
.custom-inflation-options .field { margin-top: 9px; }
.custom-date input { border-radius: 9px; }
.inflation-presets {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 0;
  margin-top: 12px;
  background: #fff;
}
.inflation-presets button {
  display: flex;
  min-width: 0;
  min-height: 108px;
  flex-direction: column;
  align-items: center;
  justify-content: center;
  gap: 2px;
  padding: 9px 6px;
  border: 0;
  border-left: 1px solid #d7dfee;
  border-radius: 0;
  color: #000;
  background: transparent;
  font-weight: 600;
}
.inflation-presets button:first-child { border-left: 1px solid var(--pop-border); }
.inflation-presets button strong { font-size: 27px; line-height: 1; }
.inflation-presets button span { font-size: 11px; }
.inflation-presets button small { max-width: 70px; margin-top: 7px; color: #647083; font-size: 9px; font-weight: 600; line-height: 1.2; }
.inflation-presets button.active { color: #000; border-color: #d7dfee; background: #f5f9fc; box-shadow: inset 0 -3px 0 var(--yellow); }
.inflation-note { margin-top: 7px; text-align: center; }
.primary-grid > .calculate {
  align-self: center;
  justify-self: stretch;
  width: auto;
  min-height: 52px;
  height: auto;
  margin: 0 17px;
  padding: 15px 17px;
  border: 0;
  border-radius: 9px;
  color: #000;
  background: var(--yellow);
  box-shadow: none;
  font-size: 15px;
  font-weight: 600;
  transition: background-color .15s;
}
.primary-grid > .calculate::after { content: "  →"; }
.primary-grid > .calculate:hover { transform: none; background: #ffb21b; box-shadow: none; }
.advanced-options {
  margin-top: 11px;
  border: 0;
  border-top: 1px solid #d7dfee;
  border-radius: 0;
  background: transparent;
}
.advanced-options > summary { padding: 13px 2px; color: #000; font-size: 12px; font-weight: 600; }
.advanced-options[open] > summary { border-bottom: 1px solid #d7dfee; }
.advanced-body { padding: 2px 0 15px; }
.assumptions { margin-top: 3px; padding: 13px 2px; border: 0; border-top: 1px solid #d7dfee; border-radius: 0; background: transparent; box-shadow: none; }

.results { padding-top: 34px; }
.results[hidden] { display: none; }
.winner-summary, .bond-ranking, .deposit-result, .result-details, .partner-cta, .comparison-chart {
  margin-bottom: 14px;
  border: 1px solid #d7dfee;
  border-radius: 9px;
  background: #fff;
  box-shadow: none;
}
.winner-summary { padding: 26px; border-top: 5px solid var(--yellow); background: #fff; }
.winner-eyebrow { margin: 0 0 8px; color: #647083; font-size: 11px; font-weight: 600; letter-spacing: .07em; text-transform: uppercase; }
.winner-summary h3 { margin: 0; color: #000; font: 600 35px/1 var(--sans); }
.winner-value { margin: 14px 0 18px; color: #000; font: 600 clamp(42px, 6vw, 64px)/.95 var(--sans); }
.winner-metrics { display: grid; grid-template-columns: repeat(3, 1fr); gap: 0; border-top: 1px solid #d7dfee; border-bottom: 1px solid #d7dfee; }
.winner-metrics p { margin: 0; padding: 12px; border-right: 1px solid #d7dfee; border-radius: 0; background: #fff; }
.winner-metrics p:last-child { border-right: 0; }
.winner-metrics span { display: block; color: #647083; font-size: 11px; }
.winner-metrics strong { display: block; margin-top: 5px; color: #000; font-size: 17px; }
.winner-explanation { margin: 17px 0 0; color: #000; line-height: 1.5; }
.partner-cta { display: grid; grid-template-columns: minmax(0, 1fr) auto; align-items: center; gap: 18px; padding: 18px 20px; background: #fff; }
.partner-cta[hidden] { display: none; }
.partner-cta p { margin: 2px 0; color: #647083; font-size: 12px; line-height: 1.45; }
.partner-cta a { padding: 13px 17px; border-radius: 9px; color: #000; background: var(--yellow); font-weight: 600; text-align: center; text-decoration: none; }
.bond-ranking, .deposit-result { padding: 23px; }
.bond-ranking h3, .deposit-result h3 { margin: 0 0 15px; color: #000; font: 600 27px/1 var(--sans); }
#ranking-list { display: grid; gap: 1px; background: #f5f9fc; }
.ranking-row { display: grid; grid-template-columns: 32px 62px 1fr auto; align-items: center; gap: 10px; padding: 11px 12px; border-radius: 0; background: #fff; }
.ranking-position { display: grid; width: 27px; height: 27px; place-items: center; border-radius: 9999px; color: #000; background: var(--yellow); font-weight: 600; }
.ranking-value { font-weight: 600; }
.ranking-profit { color: #647083; font-size: 12px; }
.result-details { padding: 0 22px 22px; }
.result-details > summary { padding: 18px 0; color: #000; font-weight: 600; }
.comparison-chart { padding: 26px; }
.bond-card { border-radius: 9px; box-shadow: none; }
.bond-card:hover { transform: none; box-shadow: none; }
.learn, .legal { border-radius: 9px; box-shadow: none; }

@media (min-width: 761px) and (max-width: 1100px) {
  .hero-main { grid-template-columns: minmax(0, 1fr) 300px; }
  .primary-grid { grid-template-columns: 1fr 1fr; }
  .primary-step:nth-of-type(2) { border-right: 0; }
  .primary-step:nth-of-type(3) { border-top: 1px solid #d7dfee; }
  .primary-grid > .calculate { min-height: 56px; }
}

@media (max-width: 760px) {
  .site-topbar { display: block; padding: 14px 20px; }
  .brand { width: 184px; height: 38px; }
  .portal-nav { gap: 18px; margin-top: 14px; overflow-x: auto; padding-bottom: 2px; }
  .portal-nav a { flex: 0 0 auto; font-size: 12px; }
  .hero-main { display: block; width: calc(100% - 40px); min-height: 0; }
  .hero-copy { padding: 24px 0 44px; }
  .breadcrumbs { margin-bottom: 18px; font-size: 10px; }
  .hero h1 { font-size: clamp(43px, 13vw, 58px); }
  .hero-copy > p:not(.kicker):not(.breadcrumbs) { font-size: 15px; }
  .hero-benefits { gap: 10px 16px; margin-top: 19px; }
  .hero-benefits li { font-size: 11px; }
  .hero-benefits span { width: 25px; height: 25px; }
  .hero-portrait { display: none; }
  .layout { width: calc(100% - 24px); margin-top: -20px; }
  .primary-grid { grid-template-columns: 1fr; }
  .primary-step { padding: 18px 16px; border-right: 0; border-bottom: 1px solid #d7dfee; }
  .primary-step .preset-grid { grid-template-columns: repeat(5, minmax(50px, 1fr)); overflow-x: auto; }
  .inflation-presets button { min-height: 102px; }
  .primary-grid > .calculate { min-height: 52px; margin: 17px 16px; }
  .results { padding-top: 30px; }
  .results-head { align-items: start; flex-direction: column; }
  .winner-metrics { grid-template-columns: 1fr; }
  .winner-metrics p { border-right: 0; border-bottom: 1px solid #d7dfee; }
  .winner-metrics p:last-child { border-bottom: 0; }
  .partner-cta { grid-template-columns: 1fr; }
  .ranking-row { grid-template-columns: 30px 48px 1fr; }
  .ranking-profit { grid-column: 3; }
  .comparison-chart { padding: 20px 14px; }
}

/* Ostateczna kolejność reguł wyniku po wspólnych stylach strony */
.winner-summary { margin-bottom: 12px; padding: 18px 20px; border: 0; border-top: 4px solid var(--yellow); border-radius: 0; }
.winner-summary h3 { font-size: 30px; }
.winner-value { margin: 0 0 14px; font-size: clamp(39px, 4vw, 54px); }
.winner-metrics { grid-template-columns: repeat(4, 1fr); }
.winner-metrics p { padding: 10px 12px; }
.winner-metrics strong { font-size: 15px; }
.winner-explanation { margin-top: 12px; font-size: 12px; }
.bond-ranking { margin: 0; padding: 17px; border-radius: 0; }
.bond-ranking h3 { margin-bottom: 12px; font-size: 22px; }
#ranking-list { grid-template-columns: repeat(4, minmax(0, 1fr)); gap: 8px; background: transparent; }
.ranking-position { width: 23px; height: 23px; border-radius: 0; font-size: 11px; }
.ranking-value { display: block; margin: 3px 0 7px; font: 600 20px/1 var(--sans); }
.ranking-profit { display: block; margin-top: 4px; color: #089981; font-size: 9px; line-height: 1.3; }
.partner-cta { display: flex; min-width: 0; margin-bottom: 0; padding: 22px; align-items: flex-start; flex-direction: column; justify-content: flex-start; gap: 11px; border: 0; border-radius: 0; background: #f5f9fc; }
.partner-cta > * { width: auto; max-width: 100%; }
.partner-cta p { margin: 0; }
.partner-cta a { width: 100%; margin-top: 5px; padding: 14px 10px; border: 0; border-radius: 0; }
.deposit-result { padding: 18px 20px; }

@media (max-width: 760px) {
  .winner-summary { padding: 17px 14px; }
  .winner-metrics { grid-template-columns: repeat(2, 1fr); }
  .bond-ranking { padding: 14px 0; }
  .bond-ranking h3 { padding: 0 14px; }
  #ranking-list { display: flex; overflow-x: auto; gap: 8px; padding: 0 14px 9px; }
  .ranking-profit { grid-column: auto; }
  .partner-cta { display: flex; padding: 20px; }
  .deposit-result { padding: 17px 0; }
}

/* Układ wyniku na żywo, zatwierdzony 24.09.2026. */
.hero { background: #f5f9fc; }
.hero-main {
  display: block;
  width: min(1180px, calc(100% - 48px));
  min-height: 0;
  padding: 48px 0 54px;
}
.hero-copy { max-width: 780px; padding: 0; }
.hero h1 {
  max-width: 760px;
  color: #000;
  font: 600 clamp(38px, 4.2vw, 60px)/1.02 var(--sans);
  letter-spacing: -.035em;
  text-transform: none;
  white-space: normal;
}
.hero-copy > p:not(.kicker):not(.breadcrumbs) {
  max-width: 650px;
  margin-top: 15px;
  color: #000;
  font-size: 18px;
}
.layout { margin-top: -20px; }
.primary-grid {
  grid-template-columns: minmax(250px, .9fr) minmax(360px, 1.25fr) minmax(300px, 1fr);
  align-items: stretch;
  overflow: visible;
  border: 0;
  border-radius: 0;
  box-shadow: var(--pop-card-shadow);
}
.primary-step { padding: 25px 24px; }
.primary-step h3 { font-size: 15px; }
.primary-step h3 span { border-radius: 9px; }
.inflation-presets {
  grid-template-columns: repeat(3, 1fr);
  gap: 6px;
  background: transparent;
}
.inflation-presets button {
  min-height: 62px;
  flex-direction: column;
  justify-content: center;
  padding: 8px 5px;
  border: 0;
  border-radius: 9px;
  background: #f5f9fc;
}
.inflation-presets button strong { font-size: 20px; }
.inflation-presets button span { font-size: 12px; }
.inflation-presets button.active { background: #f5f9fc; box-shadow: inset 0 -3px 0 var(--yellow); }
.investment-end-date {
  margin: 10px 0 0;
  color: #000;
  font-size: 12px;
  font-weight: 600;
}
.live-result {
  display: flex;
  min-width: 0;
  margin-top: 16px;
  padding: 17px;
  flex-direction: column;
  justify-content: center;
  color: #000;
  background: #f5f9fc;
}
.live-label {
  margin: 0 0 12px;
  color: #647083;
  font-size: 10px;
  font-weight: 600;
  letter-spacing: .09em;
  text-transform: uppercase;
}
.live-status { margin: 0 0 15px; color: #000; font-size: 14px; font-weight: 600; }
.live-winner { margin: 0 0 10px; color: #000; font-size: 15px; font-weight: 600; }
.live-amount-label { margin: 0; color: #647083; font-size: 11px; }
.live-amount { margin: 3px 0 5px; font-size: clamp(29px, 2.5vw, 38px); font-weight: 600; letter-spacing: -.04em; }
.live-profit { margin: 0 0 13px; color: #089981; font-size: 12px; font-weight: 600; }
.full-comparison {
  width: 100%;
  min-height: 44px;
  margin-top: auto;
  border: 0;
  border-radius: 9px;
  color: #000;
  background: var(--yellow);
  box-shadow: none;
  font-weight: 600;
}
.full-comparison:hover:not(:disabled) { background: #ffb21b; }
.full-comparison:disabled { cursor: progress; opacity: .62; }
.advanced-basic-settings {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 14px 20px;
  padding: 20px 0;
  border-bottom: 1px solid #d7dfee;
}
.advanced-basic-settings h3 { grid-column: 1 / -1; margin: 0; }
.advanced-basic-settings .inflation-note { grid-column: 1 / -1; margin: 0; text-align: left; }
.results-head { align-items: center; margin: 16px 0 18px; }
.results-head h2 {
  max-width: 900px;
  margin: 0;
  color: #000;
  font: 600 clamp(29px, 3.2vw, 38px)/1.08 var(--sans);
  letter-spacing: -.035em;
  text-transform: none;
}
.result-assumptions {
  display: grid;
  grid-template-columns: minmax(0, 1fr) auto;
  min-height: 58px;
  margin-bottom: 14px;
  padding: 10px 12px;
  align-items: center;
  gap: 12px;
  border: 0;
  background: #f5f9fc;
}
.result-assumption-items { grid-template-columns: repeat(4, minmax(0, 1fr)); gap: 0; }
.result-assumption-items p { padding: 3px 12px; border-right: 1px solid #d7dfee; }
.result-assumption-items p:first-child { padding-left: 0; }
.result-assumption-items p:last-child { border-right: 0; }
.result-assumption-items span { font-size: 9px; }
.result-assumption-items strong { margin-top: 2px; font-size: 12px; }
.result-assumptions > button { padding: 11px 15px; border-radius: 9px; }
.result-note[hidden] { display: none; }
.result-overview { display: block; }
.winner-summary {
  display: grid;
  grid-template-columns: minmax(280px, .9fr) minmax(420px, 1.3fr);
  column-gap: 22px;
  padding: 20px 22px;
  align-items: center;
  border-top: 0;
  border-left: 6px solid var(--yellow);
}
.winner-primary { grid-column: 1; }
.winner-summary h3 { margin: 0; font: 600 23px/1.12 var(--sans); }
.winner-value { margin: 8px 0 0; font: 600 clamp(38px, 4vw, 52px)/1 var(--sans); }
.winner-metrics { grid-column: 2; grid-row: 1; align-self: stretch; grid-template-columns: repeat(3, 1fr); }
.winner-metrics p { display: flex; flex-direction: column; justify-content: center; min-height: 80px; }
.winner-why { grid-column: 1 / -1; margin-top: 12px; border-top: 1px solid #d7dfee; }
.winner-why summary { padding: 11px 0 0; color: #002092; font-size: 12px; font-weight: 600; }
.winner-why summary .winner-why-icon { display: inline-grid; width: 22px; height: 22px; margin-left: 4px; place-items: center; border-radius: 9999px; background: #f5f9fc; }
.winner-explanation { margin: 10px 0 0; font-size: 12px; }
.bond-ranking { padding: 24px; }
.bond-ranking h3 { font: 600 26px/1.1 var(--sans); }
#ranking-list { grid-template-columns: repeat(4, minmax(0, 1fr)); gap: 10px; }
.ranking-card {
  position: relative;
  min-height: 218px;
  padding: 14px 14px 48px;
  overflow: hidden;
  border: 1px solid #d7dfee;
  border-radius: 9px;
}
.ranking-card.recommended { border: 2px solid #089981; background: #f5f9fc; }
.ranking-card-heading { display: flex; align-items: flex-start; justify-content: space-between; gap: 8px; }
.ranking-card h4 { margin: 10px 0 2px; font: 600 32px/1 var(--sans); }
.ranking-name { min-height: 30px; margin: 0 0 14px; color: #647083; font-size: 11px; line-height: 1.3; }
.ranking-info-button {
  position: relative;
  z-index: 3;
  display: grid;
  width: 28px;
  height: 28px;
  flex: 0 0 auto;
  place-items: center;
  border: 0;
  border-radius: 9999px;
  color: #002092;
  background: #f5f9fc;
  font-weight: 600;
}
.ranking-info-copy {
  position: relative;
  z-index: 3;
  margin: 12px 0 0;
  padding: 10px;
  color: #000;
  background: #f5f9fc;
  font-size: 11px;
  line-height: 1.4;
}
.ranking-info-copy[hidden] { display: none; }
.ranking-card-link { position: absolute; z-index: 1; inset: 0; color: inherit; text-decoration: none; }
.ranking-card-link::after {
  position: absolute;
  right: 14px;
  bottom: 12px;
  left: auto;
  width: 62px;
  padding: 8px 10px;
  border-radius: 9px;
  color: #000;
  background: var(--yellow);
  content: "Kup";
  font-size: 12px;
  font-weight: 600;
  text-align: center;
}
.ranking-card:focus-within { outline: 3px solid #002092; outline-offset: 2px; }
.ranking-no-link { position: absolute; right: 14px; bottom: 18px; left: 14px; color: #647083; font-size: 10px; text-align: right; }
.ranking-value { font: 600 22px/1 var(--sans); }
.ranking-profit, .ranking-inflation { font-size: 11px; }

@media (max-width: 1100px) {
  .primary-grid { grid-template-columns: 1fr 1fr; }
  .primary-step:nth-of-type(2) { border-right: 0; }
  .inflation-step { grid-column: 1 / -1; }
  .live-result { min-height: 0; }
  #ranking-list { grid-template-columns: repeat(2, minmax(0, 1fr)); }
}

@media (max-width: 760px) {
  .hero-main { width: calc(100% - 40px); padding: 32px 0 46px; }
  .hero h1 { font-size: 40px; }
  .hero-copy > p:not(.kicker):not(.breadcrumbs) { font-size: 16px; }
  .primary-grid { grid-template-columns: 1fr; }
  .primary-step { padding: 20px 17px; border-right: 0; border-bottom: 1px solid #d7dfee; }
  .live-result { min-height: 0; padding: 17px; }
  .advanced-basic-settings { grid-template-columns: 1fr; }
  .advanced-basic-settings h3, .advanced-basic-settings .inflation-note { grid-column: 1; }
  .winner-summary { display: block; padding: 20px 16px; }
  .result-assumptions { grid-template-columns: 1fr; }
  .result-assumption-items { grid-template-columns: 1fr 1fr; }
  .result-assumptions > button { width: 100%; }
  .winner-metrics { grid-template-columns: 1fr 1fr; margin-top: 18px; }
  .winner-why { margin-top: 12px; }
  .bond-ranking { padding: 18px 0; }
  #ranking-list { display: flex; grid-template-columns: none; gap: 10px; padding: 0 16px 12px; }
  .ranking-card { flex: 0 0 min(82vw, 300px); }
}

/* Design system Strefy Inwestora, specyfikacja z 30.09.2026 (pomiar strony przy 1280 px).
   Ta warstwa jest ostatnia i ma pierwszeństwo przed wcześniejszymi. */
:root {
  --pop-bg: #f5f9fc;
  --pop-surface: #fff;
  --pop-border: #d7dfee;
  --pop-text: #000;
  --pop-label: #3d4a77;
  --pop-navy: #002092;
  --pop-action: #ffb21b;
  --pop-positive: #089981;
  --pop-negative: #cb2e3b;
  --pop-badge: #c3d4ff;
  --pop-muted: #647083;
  --pop-tint: var(--pop-bg);
  --pop-card-radius: 12px;
  --pop-market-radius: 14px;
  --pop-button-radius: 9px;
  --pop-card-shadow: 0 5px 18px rgba(15,23,42,.035);
  --pop-button-shadow: 0 2px 7px rgba(0,0,0,.12);
  --pop-container: 1152px;
  --yellow: var(--pop-action);
  --navy: var(--pop-text);
  --ink: var(--pop-text);
  --muted: var(--pop-muted);
  --line: var(--pop-border);
  --green: var(--pop-positive);
  --red: var(--pop-negative);
  --paper: var(--pop-bg);
  --cond: "Barlow Condensed", "Inter Tight", sans-serif;
  --sans: "Inter Tight", sans-serif;
  --label: "Inter", "Inter Tight", sans-serif;
}
body { color: var(--pop-text); background: var(--pop-bg); font-family: var(--sans); }
:focus-visible { outline: 3px solid var(--pop-navy); outline-offset: 3px; }
.series-chips input:focus-visible + span { outline-color: var(--pop-navy); }
.ranking-card:focus-within { outline-color: var(--pop-navy); }

/* Nagłówek i hero */
.hero { padding: 0 32px; color: var(--pop-text); background: linear-gradient(180deg, var(--pop-bg) 0%, var(--pop-border) 100%); }
.site-topbar { max-width: var(--pop-container); min-height: 64px; margin: 0 auto; padding: 12px 24px; border-radius: 0 0 12px 12px; background: var(--pop-surface); }
.portal-nav a { color: var(--pop-text); font: 500 14px/22.4px var(--sans); }
.portal-nav a:hover { color: var(--pop-navy); }
.hero-main { width: 100%; max-width: var(--pop-container); padding: 64px 0 32px; }
.hero-copy { display: grid; gap: 16px; max-width: none; }
.hero h1 { max-width: none; margin: 0; color: var(--pop-text); font: 800 74px/66.6px var(--cond); letter-spacing: -.74px; text-transform: uppercase; }
.hero-copy > p:not(.kicker):not(.breadcrumbs) { max-width: 720px; margin: 0; color: var(--pop-text); font: 500 18px/28.8px var(--sans); }

/* Siatka i karty */
.layout { width: calc(100% - 64px); max-width: var(--pop-container); margin: 32px auto 96px; }
.primary-grid,
.winner-summary, .bond-ranking, .deposit-result, .result-details, .partner-cta, .comparison-chart,
.winner-breakdown, .money-timeline, .result-assumptions, .learn, .legal, .bond-card {
  border: 1px solid var(--pop-border);
  border-radius: var(--pop-card-radius);
  background: var(--pop-surface);
  box-shadow: var(--pop-card-shadow);
}
.primary-grid { overflow: hidden; }
.primary-step { padding: 24px; border-right-color: var(--pop-border); }
.legal { background: transparent; box-shadow: none; }
.results { padding-top: 32px; }
.winner-summary, .bond-ranking, .deposit-result, .result-details, .partner-cta, .comparison-chart,
.winner-breakdown, .money-timeline, .result-assumptions { margin-top: 0; margin-bottom: 16px; }
.winner-summary { padding: 24px; border-left: 1px solid var(--pop-border); border-top: 4px solid var(--pop-action); }

/* Nagłówki sekcji i etykiety danych */
.primary-step h3, .bond-ranking h3, .deposit-result h3, .section-heading h3, .result-assumptions h2,
.comparison-chart h3, .partner-cta h3, .scenario-group h3, .ike-section h3 {
  color: var(--pop-text);
  font: 600 16px/25.6px var(--sans);
  letter-spacing: 0;
  text-transform: none;
}
.results-head h2 { color: var(--pop-text); font: 600 28px/1.2 var(--sans); letter-spacing: -.01em; }
.primary-step h3 span, .hero-benefits span, .ranking-position {
  display: grid;
  width: 24px;
  height: 24px;
  place-items: center;
  border-radius: 9999px;
  color: var(--pop-text);
  background: var(--pop-badge);
  font: 800 14px/1 var(--label);
}
.section-label, .live-label, .winner-eyebrow, .winner-value-label, .partner-label, .ranking-value-label,
.winner-metrics span, .result-assumption-items span, .winner-breakdown-items span, .horizon-slider-head > span:first-child {
  color: var(--pop-label) !important;
  font: 600 10px/12px var(--label) !important;
  letter-spacing: .3px;
  text-transform: uppercase;
}
legend, .field > span:first-child, .custom-date > span, .sort > span { color: var(--pop-label); font-family: var(--label); font-weight: 600; }

/* Liczby: Inter Tight 600, czarne; wynik dodatni i ujemny w kolorach semantycznych */
.winner-summary h3, .ranking-card h4, .bond-card h3 { color: var(--pop-text); font-family: var(--sans); font-weight: 600; }
.winner-value, .live-amount, .ranking-value, .deposit-value, .bond-card .value, .comparison-chart-summary strong,
.winner-metrics strong, .result-assumption-items strong, .winner-breakdown-items strong, .horizon-slider-head output {
  color: var(--pop-text);
  font-family: var(--sans);
  font-weight: 600;
  letter-spacing: -.01em;
}
.live-profit, .ranking-profit, .ranking-inflation, .bond-card .profit, .timeline-date,
.family-estimate-result.success, .storage-status.success { color: var(--pop-positive); }
.ranking-inflation.negative, .form-error, .storage-status.error, .family-estimate-result.error { color: var(--pop-negative); }
.form-error { background: #fdf0f1; }
.live-status, .winner-explanation, .winner-answer, .partner-cta p, .comparison-chart-intro, .field-note,
.ranking-name, .ranking-term, .bond-card p, .assumptions p, .legal p, .learn p { color: var(--pop-muted); }

/* Przyciski akcji */
.primary-grid > .calculate, .full-comparison, .partner-cta a, .result-assumptions > button, .calculate {
  border: 0;
  border-radius: var(--pop-button-radius);
  color: var(--pop-text);
  background: var(--pop-action);
  box-shadow: var(--pop-button-shadow);
  font: 700 14px/1.2 var(--label);
}
.primary-grid > .calculate:hover, .full-comparison:hover:not(:disabled), .partner-cta a:hover,
.result-assumptions > button:hover, .calculate:hover { transform: none; background: var(--pop-action); box-shadow: var(--pop-button-shadow); filter: brightness(.95); }
.ranking-card-link::after { border-radius: var(--pop-button-radius); background: var(--pop-action); box-shadow: var(--pop-button-shadow); font: 700 12px/14.4px var(--label); }

/* Przełączniki i pola */
.money-input, .custom-date input, .family-count input, .family-date-field input, .annual-rate, .sort select {
  border-color: var(--pop-border);
  border-radius: var(--pop-button-radius);
}
.money-input input, .annual-rate input { color: var(--pop-text); font-weight: 600; }
.mode-switch span, .preset-grid button, .inflation-presets button, .horizon-slider {
  border: 1px solid var(--pop-border);
  border-radius: var(--pop-button-radius);
  color: var(--pop-text);
  background: var(--pop-bg);
  box-shadow: none;
}
.mode-switch input:checked + span, .preset-grid button.active {
  border-color: var(--pop-action);
  color: var(--pop-text);
  background: var(--pop-action);
  box-shadow: none;
}
strong, b { font-weight: 600; }
.inflation-presets button.active, .series-chips input:checked + span {
  color: var(--pop-text);
  border-color: var(--pop-action);
  background: var(--pop-tint);
  box-shadow: inset 0 0 0 2px var(--pop-action);
}
.inflation-presets button small { color: var(--pop-muted); }
.horizon-slider input, .ike-toggle input, .ike-exit-choice input, .ike-qualified-confirmation input,
.annual-switch input, .deposit-choice input { accent-color: var(--pop-navy); }
.series-chips span { border-color: var(--pop-border); border-radius: var(--pop-button-radius); color: var(--pop-text); font-family: var(--sans); font-weight: 600; }
.advanced-options, .assumptions { border-top-color: var(--pop-border); }
.advanced-options > summary, .assumptions summary, .legal summary, .learn summary, .result-details > summary { color: var(--pop-text); font-weight: 600; }
.ike-section, .family-options, .family-child, .annual-row { border-color: var(--pop-border); border-radius: var(--pop-card-radius); }
.ike-qualified-confirmation, .result-note, .comparison-chart-reading { border-left-color: var(--pop-action); background: var(--pop-tint); }
.family-estimate-actions button, .scenario-storage-actions button, .chart-family-info-close {
  border: 1px solid var(--pop-border);
  border-radius: var(--pop-button-radius);
  color: var(--pop-text);
  background: var(--pop-surface);
  font-weight: 600;
}

/* Wynik na żywo, założenia, partner */
.live-result { border: 1px solid var(--pop-border); border-radius: var(--pop-card-radius); background: var(--pop-bg); }
.result-assumptions, .partner-cta { background: var(--pop-surface); }
.result-assumption-items p, .winner-metrics, .winner-metrics p, .winner-breakdown-items, .winner-breakdown-items p,
.winner-why, .comparison-chart-summary, .date-methodology, .bond-card .meta { border-color: var(--pop-border); }
.winner-breakdown-items p:last-child { background: var(--pop-tint); }
.winner-why summary, .sources a, .chart-family-info a, .family-estimator > summary { color: var(--pop-navy); }
.winner-why summary .winner-why-icon, .ranking-info-button { color: var(--pop-navy); background: rgba(0,32,146,.07); }
.ranking-info-copy { color: var(--pop-text); background: var(--pop-bg); }

/* Ranking jako karty instrumentów */
#ranking-list { gap: 12px; background: transparent; }
.ranking-card {
  border: 1px solid var(--pop-border);
  border-radius: var(--pop-market-radius);
  background: var(--pop-surface);
  box-shadow: var(--pop-card-shadow);
}
.ranking-card.recommended { border: 2px solid var(--pop-positive); background: #f1faf8; }
.ranking-recommendation { color: var(--pop-positive); font: 600 10px/12px var(--label); letter-spacing: .3px; }
.ranking-no-link { color: var(--pop-muted); }

/* Oś czasu, karty serii, statusy */
.money-timeline li { border-top-color: var(--pop-positive); background: #f1faf8; }
.money-timeline li + li { border-left-color: var(--pop-surface); }
.bond-card .status { color: var(--pop-text); background: var(--pop-tint); }
.ike-pill { color: var(--pop-navy); background: rgba(0,32,146,.07); }
.family-pill { color: var(--pop-positive); background: #e6f5f2; }
.family { border-top: 4px solid var(--pop-positive); }
.deposit { border-top: 4px solid var(--pop-action); background: var(--pop-surface); }
.ike-card { border-top: 4px solid var(--pop-navy); background: var(--pop-surface); }

/* Wykres porównania */
.comparison-chart-context span { color: var(--pop-text); background: var(--pop-bg); }
.comparison-chart-legend { color: var(--pop-label); }
.profit-key { background: var(--pop-positive); }
.chart-bar-positive { fill: var(--pop-positive); }
.chart-bar-family-positive { fill: var(--pop-navy); }
.chart-family-kind { fill: var(--pop-navy); }
.chart-bar-negative { fill: var(--pop-negative); }
.threshold-key { border-top-color: var(--pop-negative); }
.chart-threshold-line { stroke: var(--pop-negative); }
.chart-threshold-text { fill: var(--pop-negative); }
.chart-threshold-box { fill: #fdf0f1; }
.chart-grid-line { stroke: #e6ebf3; }
.chart-axis-label, .chart-status-label, .chart-difference-label { fill: var(--pop-muted); }
.chart-bar-value { fill: var(--pop-text); }
.chart-family-label { fill: var(--pop-text); font-family: var(--sans); font-weight: 600; }
.chart-family-projection:focus .chart-bar-family-positive,
.chart-family-projection:hover .chart-bar-family-positive { stroke: var(--pop-text); }
.chart-family-info { border-color: var(--pop-border); border-left-color: var(--pop-navy); color: var(--pop-text); background: var(--pop-bg); }

/* Rozstrzygnięcia po audycie zgodności 01.10.2026: tylko wartości ze specyfikacji. */
legend, .field > span:first-child, .custom-date > span, .sort > span,
.family-date-field span, .family-count, .annual-switch, .ike-toggle, .custom-date-options, .custom-inflation-options {
  color: var(--pop-text);
  font: 500 14px/22.4px var(--sans);
}
.control-panel h2, .learn h2, .results h2:not(.results-head h2), .advanced-basic-settings h3, .family-child legend {
  color: var(--pop-text);
  font: 600 16px/25.6px var(--sans);
  letter-spacing: 0;
  text-transform: none;
}
.hero h1 { font-family: "Barlow Condensed", sans-serif; }

/* Liczby: KPI 20/32, wartości w wierszu 16/25,6, zmiana 16/20,8 */
.winner-value, .live-amount, .ranking-value, .deposit-value, .bond-card .value, .comparison-chart-summary strong {
  margin-top: 0;
  font: 600 20px/32px var(--sans);
  letter-spacing: 0;
}
.winner-summary h3, .ranking-card h4, .bond-card h3, .winner-metrics strong, .result-assumption-items strong,
.winner-breakdown-items strong, .live-winner, .horizon-slider-head output {
  font: 600 16px/25.6px var(--sans);
  letter-spacing: 0;
}
.live-profit, .ranking-profit, .ranking-inflation, .bond-card .profit { font: 600 16px/20.8px var(--sans); }
.ranking-card { min-height: 0; }

/* Bez pasków akcentowych i odcieni spoza palety */
.winner-summary, .family, .deposit, .ike-card { border: 1px solid var(--pop-border); }
.ranking-card.recommended { border: 1px solid var(--pop-border); background: var(--pop-surface); }
.inflation-presets button.active, .series-chips input:checked + span {
  border-color: var(--pop-action);
  background: var(--pop-action);
  box-shadow: none;
}
.ike-qualified-confirmation, .result-note, .comparison-chart-reading {
  border: 1px solid var(--pop-border);
  border-radius: var(--pop-card-radius);
  background: var(--pop-bg);
}
.winner-breakdown-items p:last-child, .bond-card .status, .family-pill, .money-timeline li, .ranking-info-copy { background: var(--pop-bg); }
.money-timeline li { border-top: 1px solid var(--pop-border); }
.money-timeline li + li { border-left: 1px solid var(--pop-border); }
.form-error { border: 1px solid var(--pop-negative); border-radius: var(--pop-button-radius); background: var(--pop-surface); }
.comparison-chart-context span, .bond-card .status, .family-pill, .ike-pill { border-radius: 9999px; }
.profit-key { border-radius: 9999px; }
.ranking-info-button, .winner-why summary .winner-why-icon { width: 24px; height: 24px; border-radius: 9999px; }
.chart-threshold-box { fill: var(--pop-bg); }

/* Poprawki po drugim audycie 01.10.2026 */
.primary-grid > .calculate, .full-comparison, .partner-cta a, .result-assumptions > button, .calculate {
  min-height: 32px;
  height: auto;
  padding: 5px 13px;
  font: 700 12px/14.4px var(--label);
}
.money-input:focus-within, .annual-rate:focus-within { outline: 3px solid var(--pop-navy); outline-offset: 3px; }
.comparison-chart-legend, .comparison-chart-legend span {
  color: var(--pop-label);
  font: 600 10px/12px var(--label);
  letter-spacing: .3px;
  text-transform: uppercase;
}
.ranking-recommendation { color: var(--pop-label); }
.results-head h2 { font: 600 16px/25.6px var(--sans); letter-spacing: 0; }
.result-assumptions { padding: 16px; }

/* Poprawki po recenzji Codexa 01.10.2026 */
.primary-grid > .calculate:hover, .full-comparison:hover:not(:disabled), .partner-cta a:hover,
.result-assumptions > button:hover, .calculate:hover { filter: none; background: var(--pop-action); }
.live-amount-label, .bond-card .value-label, .bond-card .meta, .metric > span, .comparison-chart-summary p {
  color: var(--pop-label);
  font: 600 10px/12px var(--label);
  letter-spacing: .3px;
  text-transform: uppercase;
}
.metric strong, .bond-card .meta strong { color: var(--pop-text); font: 600 16px/25.6px var(--sans); letter-spacing: 0; text-transform: none; }
.comparison-chart-summary strong { margin-top: 4px; }
.live-result {
  display: block;
  padding: 16px;
  border: 1px solid var(--pop-border);
  border-radius: var(--pop-card-radius);
  background: var(--pop-surface);
  box-shadow: var(--pop-card-shadow);
}
.live-amount, .live-profit { display: inline-block; margin: 4px 8px 0 0; vertical-align: baseline; }
.live-result .full-comparison { display: block; margin-top: 16px; }
@media (min-width: 761px) {
  .layout { margin-top: 96px; }
}

/* Poprawki po drugiej recenzji Codexa 01.10.2026 */
.mode-switch input:focus-visible + span, .goal-switch input:focus-visible + span,
.annual-switch input:focus-visible, .deposit-choice input:focus-visible { outline: 3px solid var(--pop-navy); outline-offset: 2px; }
.winner-summary, .bond-ranking, .deposit-result, .result-details, .partner-cta, .comparison-chart,
.winner-breakdown, .money-timeline, .result-assumptions { margin-bottom: 32px; }
.bond-card { border-radius: var(--pop-market-radius); }
.ranking-card-link::after { display: flex; align-items: center; justify-content: center; min-height: 32px; padding: 5px 13px; box-sizing: border-box; }
.comparison-chart { padding: 24px; }
.ranking-card { padding: 16px 16px 52px; }

/* Wiersze wyniku w karcie rankingu: etykieta danych nad wartością, jak w karcie zwycięzcy (01.10.2026) */
.ranking-profit, .ranking-inflation { display: block; margin-top: 10px; }
.ranking-metric-label {
  display: block;
  color: var(--pop-label);
  font: 600 10px/12px var(--label);
  letter-spacing: .3px;
  text-transform: uppercase;
}
.ranking-profit strong, .ranking-inflation strong { display: block; margin-top: 2px; color: var(--pop-text); font: 600 16px/20.8px var(--sans); }
.ranking-profit.positive strong, .ranking-inflation.positive strong, .winner-metrics p.positive strong { color: var(--pop-positive); }
.ranking-profit.negative strong, .ranking-inflation.negative strong, .winner-metrics p.negative strong { color: var(--pop-negative); }
legend { padding: 0; }

/* Spójność tekstów po spisie stylów 01.10.2026 */
.comparison-chart-summary strong { text-transform: none; letter-spacing: 0; }
.bond-card .status, .family-pill, .ike-pill {
  color: var(--pop-label);
  background: rgba(0,32,146,.07);
  font: 600 10px/12px var(--label);
  letter-spacing: .3px;
  text-transform: uppercase;
}
.bond-card.blocked .value { color: var(--pop-muted); font: 600 20px/32px var(--sans); }
.comparison-chart-intro, .comparison-chart-intro * { font: 400 14px/22.4px var(--sans); color: var(--pop-muted); }
.comparison-chart-intro strong, .comparison-chart-intro b { font-weight: 600; color: var(--pop-text); }
.learn p, .legal p, .card-details p, .winner-explanation, .date-methodology p, .ranking-info-copy, .chart-family-info {
  font-size: 14px;
  line-height: 22.4px;
}
.field-note, .winner-fee-note, .deposit-comparison-card .deposit-note, .ranking-name, .comparison-chart-foot,
.comparison-chart-scroll-note, .card-details .checked, .horizon-scale, .money-timeline li p, .family-estimate-result,
.check, .ike-exit-choice, .annual-row-text, .scenario-group > p, .bond-card p, .storage-status {
  font-size: 12px;
  line-height: 18px;
}
.money-timeline li p { color: var(--pop-text); }
.mode-switch span, .preset-grid button, .inflation-presets button span { font-size: 12px; }
.advanced-options > summary, .family-options summary, .family-estimator > summary, .assumptions summary { font: 600 14px/22.4px var(--sans); }
.ranking-info-button, .winner-why summary .winner-why-icon { font: 800 12px/1 var(--label); }
/* Poprawki po audycie spójności 01.10.2026 */
.bond-card::after { content: none; }
.result-assumption-items p { padding: 4px 16px; border-left: 0; border-right: 1px solid var(--pop-border); }
.result-assumption-items p:first-child { padding-left: 0; }
.result-assumption-items p:last-child { border-right: 0; }
@media (max-width: 980px) {
  .result-assumption-items { column-gap: 16px; }
  .result-assumption-items p, .result-assumption-items p:first-child { padding: 8px 0; border: 0; border-top: 1px solid var(--pop-border); }
}
.bond-card .value-label { margin: 16px 0 2px; }
.bond-card .value { margin: 0; }
.bond-card .profit { display: block; margin-top: 10px; }
.metric.positive strong { color: var(--pop-positive); }
.metric.negative strong { color: var(--pop-negative); }
.ranking-profit strong, .ranking-inflation strong, .profit strong { line-height: 25.6px; }
.winner-value-label { margin: 8px 0 2px; color: var(--pop-label); font: 600 10px/12px var(--label); letter-spacing: .3px; text-transform: uppercase; }
.winner-summary .winner-value { margin-top: 0; }
.winner-metrics p { justify-content: flex-end; }
.deposit-comparison-card { align-items: last baseline; }
.deposit-comparison-card .deposit-copy { align-self: start; }
@media (min-width: 761px) {
  .deposit-result, .winner-breakdown, .money-timeline, .bond-ranking, .comparison-chart, .winner-summary, .learn, .legal { padding: 24px; }
}
.money-timeline li { padding: 12px 16px 12px 48px; }
.money-timeline li::before {
  display: grid;
  top: 12px;
  left: 12px;
  width: 24px;
  height: 24px;
  place-items: center;
  border-radius: 9999px;
  color: var(--pop-text);
  background: var(--pop-badge);
  font: 800 14px/1 var(--label);
}
.chart-family-kind, .chart-status-label, .chart-difference-label { fill: var(--pop-label); font: 600 10px var(--label); letter-spacing: .3px; }
.chart-threshold-line { stroke: var(--pop-label); }
.chart-threshold-text { fill: var(--pop-label); }
.threshold-key { border-top-color: var(--pop-label); }
.results-head, .results-head h2 { text-align: left; align-items: flex-start; justify-content: flex-start; }
.learn p, .card-details p, .winner-explanation, .date-methodology p, .ranking-info-copy, .chart-family-info p,
.comparison-chart-reading, .comparison-chart-reading *, .assumptions p { color: var(--pop-text); font-size: 14px; line-height: 22.4px; }
.legal p, .deposit-comparison-card .deposit-note, .money-timeline li p, .investment-end-date { color: var(--pop-muted); font-weight: 400; font-size: 12px; line-height: 18px; }
.check, .annual-switch, .ike-toggle { color: var(--pop-text); font: 500 14px/22.4px var(--sans); }
.scenario-storage-actions button, .family-estimate-actions button { min-height: 32px; padding: 5px 13px; }
/* Druga runda audytu spójności 01.10.2026 */
.bond-card .profit strong { color: var(--pop-text); }
.bond-card .profit.positive strong { color: var(--pop-positive); }
.bond-card .profit.negative strong { color: var(--pop-negative); }
.bond-card .meta { align-items: end; }
.deposit-comparison-card { align-items: start; }
.deposit-comparison-card .ranking-metric-label { min-height: 24px; display: flex; align-items: flex-end; }
.bond-card .mechanism, .deposit-comparison-card .deposit-copy, .comparison-chart-intro, .comparison-chart-intro * { color: var(--pop-text); font-size: 14px; line-height: 22.4px; }
.deposit-comparison-card .deposit-note { line-height: 18px; }
@media (max-width: 760px) {
  .winner-summary, .comparison-chart, .learn, .legal, .deposit-result, .winner-breakdown, .money-timeline, .result-details { padding-left: 16px; padding-right: 16px; }
  .bond-ranking { padding-left: 0; padding-right: 0; }
  .bond-ranking h3, .deposit-result h3 { padding-left: 0; padding-right: 0; }
  .bond-ranking > h3, .bond-ranking > .section-heading, .bond-ranking #ranking-title { padding-left: 16px; padding-right: 16px; }
  #ranking-list { padding-left: 16px; padding-right: 16px; }
  .deposit-comparison-card { margin-left: 0; margin-right: 0; }
}
.result-details { padding: 0 24px; }
.result-details > summary { padding: 16px 0; }
.result-details[open] { padding-bottom: 24px; }
.date-methodology summary, .scenario-storage-actions button, .family-estimate-actions button { font-size: 12px; }
.comparison-chart-reading, .comparison-chart-reading *, .chart-family-info p, .date-methodology p { font-size: 14px; line-height: 22.4px; }
/* Daty na osi czasu to etykiety, nie wynik: zieleń zostaje tylko dla wyników dodatnich */
.timeline-date { color: var(--pop-label); font: 600 10px/12px var(--label); letter-spacing: .3px; text-transform: uppercase; }
/* Porównanie z lokatą w tym samym wzorze: etykieta nad liczbą */
.deposit-comparison-card { align-items: start; border: 1px solid var(--pop-border); border-radius: var(--pop-card-radius); background: var(--pop-bg); }
.deposit-comparison-card .deposit-copy { color: var(--pop-muted); font: 400 14px/22.4px var(--sans); text-transform: none; letter-spacing: 0; }
.deposit-metric { display: block; }
.deposit-comparison-card .ranking-metric-label {
  display: block;
  color: var(--pop-label);
  font: 600 10px/12px var(--label);
  letter-spacing: .3px;
  text-transform: uppercase;
}
.deposit-metric strong { display: block; margin-top: 2px; color: var(--pop-text); font: 600 16px/25.6px var(--sans); }
.deposit-metric .deposit-value { font: 600 20px/32px var(--sans); margin: 0; }
.deposit-metric.positive:not(.unsigned) strong { color: var(--pop-positive); }
.deposit-metric.negative:not(.unsigned) strong { color: var(--pop-negative); }
.deposit-comparison-card .deposit-note { grid-column: 1 / -1; color: var(--pop-muted); font: 400 12px/1.45 var(--sans); text-transform: none; letter-spacing: 0; }

/* Poprawki po trzeciej recenzji Codexa 01.10.2026: nawigacja sticky, fokus wykresu w granacie */
.chart-family-projection:focus .chart-bar-family-positive { stroke: var(--pop-navy); }
@media (min-width: 761px) {
  /* Pasek siedzi w header.hero, więc samo sticky działałoby tylko w obrębie hero.
     Przypięcie do góry okna daje ten sam efekt co sticky z top: 0 na całej stronie. */
  .site-topbar {
    position: fixed;
    z-index: 50;
    top: 0;
    left: 50%;
    width: min(var(--pop-container), calc(100% - 64px));
    transform: translateX(-50%);
  }
  .hero-main { padding-top: 128px; }
  html { scroll-padding-top: 80px; }
  .results, .results-head, #results-title { scroll-margin-top: 80px; }
}
.chart-grid-line { stroke: var(--pop-border); }

@media (max-width: 1100px) {
  .hero h1 { font-size: 60px; line-height: .9; }
}
@media (max-width: 760px) {
  .hero { padding: 0 16px; }
  .site-topbar { padding: 12px 16px; }
  .hero-main { width: 100%; padding: 40px 0 28px; }
  .hero h1 { font-size: clamp(40px, 12vw, 52px); line-height: .9; letter-spacing: -.5px; }
  .hero-copy > p:not(.kicker):not(.breadcrumbs) { font-size: 16px; line-height: 1.55; }
  .layout { width: calc(100% - 32px); margin-top: 24px; margin-bottom: 64px; }
  .primary-step { padding: 20px 16px; }
  .bond-ranking { padding: 18px 0; }
  .money-timeline li + li { border-top: 1px solid var(--pop-border); border-left: 0; }
}

/* Wersja v5 według uwag v4 z 02.10.2026: przycisk zakupu w rankingu, sekcja
   „Skąd bierze się Twój wynik?”, jeden blok „Więcej informacji”, okno szczegółów obligacji.
   Ta warstwa jest ostatnia i ma pierwszeństwo przed wcześniejszymi. */

/* Ranking: nazwa otwiera szczegóły, przycisk zakupu pod kwotami */
.ranking-card { display: flex; flex-direction: column; padding: 14px; }
.ranking-name-button {
  margin: 0;
  padding: 0;
  border: 0;
  color: inherit;
  background: none;
  text-align: left;
  font: inherit;
}
.ranking-name-button h4 { text-decoration: underline; text-decoration-color: transparent; text-underline-offset: 4px; }
.ranking-name-button:hover h4 { text-decoration-color: currentColor; }
.ranking-card .buy-button { margin-top: auto; }
.ranking-card .ranking-value-label { margin-top: 4px; }
.ranking-card .ranking-profit, .ranking-card .ranking-inflation { margin-bottom: 4px; }
.ranking-card > .ranking-inflation { margin-bottom: 14px; }
.ranking-no-link { position: static; margin-top: auto; padding-top: 12px; text-align: left; }
.buy-button {
  display: block;
  width: 100%;
  padding: 12px 14px;
  border-radius: var(--pop-button-radius);
  color: var(--pop-text);
  background: var(--pop-action);
  box-shadow: var(--pop-button-shadow);
  font: 700 14px/1.2 var(--label);
  text-align: center;
  text-decoration: none;
}
.buy-button:hover { filter: brightness(.95); }
.info-body .buy-button { display: inline-block; width: auto; min-width: 240px; margin-top: 6px; }
.partner-note { margin: 12px 0 0; color: var(--pop-muted); font: 500 12px/1.5 var(--label); }
.partner-note[hidden] { display: none; }
.ranking-profit-line { margin: 8px 0 16px; color: var(--pop-positive); font: 500 13px/1.4 var(--sans); }
.ranking-profit-line.negative { color: var(--pop-negative); }
.winner-metrics { border-top: 0 !important; border-bottom: 0 !important; grid-template-columns: 1fr !important; }
.winner-metrics p { border: 0 !important; justify-content: flex-end; }
.results-lead { margin: 8px 0 0; color: var(--pop-muted); font: 500 15px/1.5 var(--sans); }
.ranking-card-top { display: grid; grid-template-columns: auto 1fr auto; align-items: start; gap: 12px; min-height: 0; }
.ranking-card-top .ranking-position { margin-top: 2px; }
.ranking-card-heading { display: block; min-width: 0; }
.ranking-card-heading h4 { margin: 0; }
.ranking-card-heading .ranking-name { min-height: 0; margin: 4px 0 0; }
.ranking-card .ranking-value-label { margin-top: 18px; color: var(--pop-muted) !important; font: 500 13px/1.3 var(--sans) !important; letter-spacing: 0; text-transform: none; }
.ranking-card.recommended { border: 2px solid var(--pop-positive); background: #f4fbf9; }
.ranking-intro { margin: 4px 0 14px; color: var(--pop-muted); font: 500 14px/1.5 var(--sans); }
.info-body > .partner-note { margin: 12px 0 0; font-size: 12px; }

/* Skąd bierze się Twój wynik? */
.result-story {
  margin: 0 0 16px;
  padding: 24px;
  border: 1px solid var(--pop-border);
  border-radius: var(--pop-card-radius);
  background: var(--pop-surface);
  box-shadow: var(--pop-card-shadow);
}
.result-story[hidden] { display: none; }
.result-story-list { display: grid; gap: 10px; margin: 0; padding: 0; list-style: none; counter-reset: story; }
.result-story-list li {
  position: relative;
  padding: 12px 16px 12px 52px;
  border-radius: var(--pop-button-radius);
  color: var(--pop-text);
  background: var(--pop-bg);
  font: 500 15px/1.55 var(--sans);
  counter-increment: story;
}
.result-story-list li::before {
  position: absolute;
  top: 12px;
  left: 14px;
  display: grid;
  width: 24px;
  height: 24px;
  place-items: center;
  border-radius: 9999px;
  background: var(--pop-badge);
  content: counter(story);
  font: 800 13px/1 var(--label);
}

/* Jeden blok „Więcej informacji”, wszystkie pozycje w tym samym stylu */
.more-info {
  margin-top: 16px;
  padding: 24px;
  border: 1px solid var(--pop-border);
  border-radius: var(--pop-card-radius);
  background: var(--pop-surface);
  box-shadow: var(--pop-card-shadow);
}
.more-info h2 { margin: 0 0 8px; color: var(--pop-text); font: 600 26px/1.15 var(--sans); text-transform: none; }
.more-info-list { border-top: 1px solid var(--pop-border); }
.info-item { border-bottom: 1px solid var(--pop-border); }
.info-item > summary {
  position: relative;
  display: block;
  padding: 16px 0 16px 40px;
  color: var(--pop-text);
  font: 600 16px/1.4 var(--sans);
  list-style: none;
}
.info-item > summary::-webkit-details-marker { display: none; }
.info-item > summary::after {
  position: absolute;
  top: 50%;
  left: 0;
  width: 24px;
  height: 24px;
  margin-top: -12px;
  border-radius: 9999px;
  color: var(--pop-navy);
  background: var(--pop-bg);
  content: "+";
  font: 600 18px/24px var(--label);
  text-align: center;
}
.info-item[open] > summary::after { content: "−"; }
.info-body { padding: 0 0 18px 40px; }
.info-body > p { margin: 0 0 10px; color: var(--pop-muted); font: 400 15px/1.6 var(--sans); }
.info-body .selected-bond-name { color: var(--pop-text); font-weight: 600; }
.more-info .advanced-options {
  margin-top: 18px;
  padding: 18px 0 0;
  border: 0;
  border-top: 1px solid var(--pop-border);
  border-radius: 0;
  background: transparent;
  box-shadow: none;
}
.advanced-options-title { margin: 0 0 12px; color: var(--pop-text); font: 600 16px/1.4 var(--sans); }
.more-info .advanced-body { padding: 0; }
.legal { margin-top: 16px; padding: 0 4px; border: 0; background: transparent; box-shadow: none; }
.legal p { margin: 0; color: var(--pop-muted); font: 400 13px/1.55 var(--sans); }

/* Okno szczegółów jednej obligacji */
.bond-dialog {
  position: fixed;
  inset: auto;
  top: var(--koe-parent-center-y, 50%);
  left: var(--koe-parent-center-x, 50%);
  transform: translate(-50%, -50%);
  margin: 0;
  width: min(640px, calc(100% - 32px));
  max-width: min(640px, calc(var(--koe-parent-viewport-width, 100vw) - 32px));
  max-height: min(calc(100vh - 48px), calc(var(--koe-parent-viewport-height, 100vh) - 48px));
  padding: 0;
  overflow: auto;
  border: 1px solid var(--pop-border);
  border-radius: var(--pop-card-radius);
  color: var(--pop-text);
  background: var(--pop-surface);
}
.bond-dialog::backdrop { background: rgba(0, 0, 0, .45); }
.bond-dialog-head {
  position: sticky;
  top: 0;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 12px;
  padding: 18px 20px;
  border-bottom: 1px solid var(--pop-border);
  background: var(--pop-surface);
}
.bond-dialog-head h3 { margin: 0; font: 600 20px/1.2 var(--sans); }
.bond-dialog-close {
  padding: 8px 12px;
  border: 1px solid var(--pop-border);
  border-radius: var(--pop-button-radius);
  color: var(--pop-text);
  background: var(--pop-bg);
  font: 600 13px/1 var(--label);
}
.bond-dialog-intro { margin: 16px 20px 0; color: var(--pop-text); font: 500 15px/1.55 var(--sans); }
.bond-dialog-body { display: block; padding: 12px 20px 20px; }
.bond-dialog-body .bond-card { min-height: 0; border: 0; box-shadow: none; padding: 0; }
.bond-dialog-body .bond-card h3 { display: none; }
.bond-dialog-body .bond-card .mechanism { display: none; }

@media (max-width: 760px) {
  .result-story { padding: 18px 16px; }
  .result-story-list li { font-size: 14px; }
  .more-info { padding: 18px 16px; }
  .more-info h2 { font-size: 22px; }
  .info-item > summary { font-size: 15px; }
  .info-body { padding-left: 0; }
  .ranking-intro { padding: 0 16px; }
  .info-body .buy-button { display: block; width: 100%; min-width: 0; }
  .ranking-partner-note, #ranking-partner-note { padding: 0 16px; }
}